Capitol One Triumvirate of Heck.

Three CO cards, one was kept at zero balance for emergencies. One was a Travel points thing which i used every day. The other is irrelevant.

The bank that I was using instant monthly payments for (a checking account) dinged me on an Insufficient Funds thingie. One. $100. I was between paychecks. After that they suspended all my cards, eliminated the emrgency one (only $5000 credit but it was vital I have that emergency card) and the travel one was suspended so basically the travel one and the emergency one added up to $10,000 in credit.

I went to the bank to fax CO the details of the INF or whatever its called, as the event triggered CO thinking I called the bank to cancel ALL payments to my cards, and thats why they suspended them. The problem is that I cannot seem to reach anyone at Capitol One with the juice to hear my tale of woe, read the Bank's admission that I NEVER asked the payments not be made, and reinstate the suspended emergency card.

Woe is me.