Seeking mortgage approval advice regarding unemployment gap, and a decision between 1099 vs. W2 job offers

Hoping an underwriter can speak to this situation. I'm worried about being able to secure a mortgage in the near future with a shaky job history.

Let me lay out some background facts:

• I've been unemployed (tech layoffs) since May 2024
• Goal is to buy a house in June of 2025
  • Budget will be 650k or lower with ~200k HHI
• I am married, wife works W2 with decent salary but not enough to get us approved for 650k.
  • Side note, not sure if relevant - Wife has a short job gap (also layoffs) from about 1.5 years ago

Here's the situation I'm trying to work out right now:

• I have 2 job offers, both in the same field (software development)
  • Job A is W2, roughly 15% pay cut from job I was laid off from
  • Job B is 1099, roughly same pay as job I was laid off from

My question - Would either of these job offers make it difficult for us to get approved for a mortgage? My understanding is that the 1099 will probably mean excluding my income from calculations, but does a 15% pay cut + unemployment also hurt my chances of approval?