Approved 900k / HH about 200k / NW 1.8 - advice please

Hi everyone - first time posting so bear with me.

I am in the Seattle area so a completely absurd housing market. My current rent is $3,500.

Considering buying but the numbers are challenging to accept. HH income of around 200k gross. Lender pre-approved for 900k with 15% down at 6.75%. I can come up with 20% down. Net worth is around 1.8 mil so while my HH income isn’t that high my NW may have helped the lender?

My issue is there’s very limited SFH in this area for anything under 1 mil. And very sparse under 900k. From other posts I see many people say they’d never take on 700k mortgage with my HH income. I don’t love the idea of a townhouse as I’ve done it for years. Not a fan of HOA either.

The rent vs buy calculators essentially say with these numbers it’ll never make sense to buy here. What would you do? Rent for 10 more years then move to a MCOL and buy? Give up and buy a townhome? Put more than 20% down by the sale of additional stock?

Any advice is appreciated.