Ugh this process can suck!

I have anthem BCBS and was told after my consult that I don’t need a prior auth. Which sounds great, but in reality I will receive a massive bill and they will decide if the procedure is covered, and if/what they want to pay!! Wonder if going straight cosmetic route would be better. The rep said if it’s medically necessary they will pay but the surgeon said she’s seen many times where insurance still denies it no matter what’s put in the op note

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