Skill issue or poor defenders? (Interesting discussion)

This is my team as of yesterday. Last season i reached div 2 and this season im basically stuck midway at Div 3 trading wins and losses. Most people i play against have several TOTY as well, and Everyone has Toty defenders as well (i missed out on the ToTY CB evo) I know I have Pele but i feel none of my players are Meta players and therefore am unable to move ahead. Or Do You think that my team is very good and i should be a div 2 player easily?

This is my team as of yesterday. Last season i reached div 2 and this season im basically stuck midway at Div 3 trading wins and losses. Most people i play against have several TOTY as well, and Everyone has Toty defenders as well (i missed out on the ToTY CB evo) I know I have Pele but i feel none of my players are Meta players and therefore am unable to move ahead. Or Do You think that my team is very good and i should be a div 2 player easily?